M-Pesa customers will now have access to interest bearing saving accounts and take out small loans through a new service, called M-Shwari a result of a new partnership between Safaricom and the Commercial Bank of Africa (CBA).

Safaricom customers can sign up to the M-Shwari account, provided by CBA, directly through the M-Pesa menu on their phone. No need to visit a bank or fill in any forms. M-Pesa customers can also apply to CBA for a mini-loan, again directly from their phone. Based on the individual customer’s M-Pesa transactions and savings history. The loan money is immediately sent by CBA to the customer’s M-Pesa account immediately.

How to activate Mshwari
To open an M-Shwari account, consumers will go to the Safaricom menu in their phones, select “M-Pesa”, go to “My Account”, “Update Menu”, enter “M-Pesa PIN” and wait to receive the updated M-Pesa menu


Its goodbye to ‘lost’ phones

True its time we say goodbye to lost phones, thanks to avast! Mobile Security.

avast! Mobile Security Is a security solution for Android devices. It comes complete with Android antivirus protection, to keep you safe from malicious apps, but also an Anti-Theft solution.
Its time to say goodbye to ‘lost’ phones the Anti-Theft component is practically invisible to would-be thieves, and provides remote options via web portal or SMS commands for locating and recovering a stolen phone.

Aside from the web portal, the new update also brings a handful of other features, including a network meter, incoming message scanning, real-time app protection, a widget, and an improved interface for tablets.

Recently @peteretelej lost his phone and using Avast Mobile security he managed to recover his phone within days Click Here to see More

Operating Systems Supported
• Android 2.1.x
• Android 2.2.x
• Android 2.3.x
• Android 3.x
• Android 4.x

Minimum Hardware Requirements
• Any phone capable of running a supported system

The installation of the software is simple. Just follow these steps:
1. Open up the Google Play Store
2. Search for “avast” (no quotes)
3. Tap on the avast! Mobile Security entry
4. Tap Install
5. Tap Accept & download

Stop Windows Update from restarting your computer after windows update

Windows Update’s automatic reboot after a windows update is one of the most annoying “features” in Microsoft operating systems.

Lucky enough in Windows Vista and 7, you can postpone the restarting for up to a few hours. However, it can be frustrating if your downloading a large file or letting an operation run while away from your PC, expecting it to be finished upon return or if you have step away from a work session and come back to a freshly rebooted system

I found ways of stopping Windows Update from restarting your computer after windows update.

Windows XP: Start > Run > enter gpedit.msc. Navigate to Local Computer Policy > Computer Configuration > Administrative Templates > Windows Components > Windows Update. Double click “No auto-restart for scheduled Automatic Updates installation,” then choose Enabled and click OK.

Windows Vista/7: Start > search for gpedit.msc. Navigate to Computer Configuration > Administrative Templates > Windows Components > Windows Update and enable “No auto-restart for scheduled Automatic Updates installations”.

Windows RT

Windows RT is the newest kid on the block in Windows family, It is also known as Windows on ARM or WOA and runs on devices powered by ARM-based chips which are typically mobile devices like tablets.

Why Windows RT

“RT” stands for runtime, which is usually abbreviated WinRT is technically Microsoft’s developer platform for Windows 8.

WinRT is a Windows API created and owned by WinDiv. .NET is owned by DevDiv. Windows itself is a native OS (written in native code, C and C++), and thus any API they create would be native – and so is WinRT.

Windows RT includes touch-optimized desktop versions of the new Microsoft Word, Excel, PowerPoint, and OneNote.

Microsoft Surface Tablets unveiled on 18th June 2012 run Windows RT OS see video below

Dropbox Vs Google Drive

Comparison charts can never tell everything you need to know about the difference between Dropbox and Google Drive

For example, others prefer Dropbox because a lot of other people are using it, while others choose Google Drive because you already use lots of other Google services and want to tie in cloud storage
Dropbox deserves credit for showing the others how to do it, Apple iCloud aside. Excellent integration on Mac and Windows, and excellent apps on the supported mobile platforms. Though its security record is not the best.

Google Drive presents as a folder in Windows and on the Mac, but it is as much an extension of Google Apps, the online office suite, as it is a storage service. This can introduce friction. Documents in Google Apps appear there, with extensions like .gdoc and .gsheet, and if you double-click them they open in your web browser.

One of the problems for all these services is that 2GB of data is actually a lot, unless you get into space-devouring things like multimedia files or system backups. This means that many will never pay to upgrade.

Desktop Clients
Google’s desktop client is very similar to Dropbox’s—in fact, certain parts just seem copied exactly from Dropbox’s interface. When you install it, you can choose where to put your Google Drive folder, as well as choose which folders you actually want synced to your desktop. You can choose to sync Google Docs files or not sync them, your choice.

Once it downloads all your files, you’ll see them in your Google Drive folder, just like Dropbox. Each has a green checkmark if it’s synced, or a blue refresh icon if it’s currently syncing. Items created in Google Docs have their own special icons, and can only be opened in Google Docs. If you double-click on them, they’ll open up in a new browser tab. This is fine if you want to use Google Docs, and it works well with Google Docs’ offline viewing,
Its annoying if you want to tweak docs in your favorite desktop word processor—you actually have to go to the Drive webapp, export them as an Office-compatible file, then open that copy up instead.
Worth noting is the fact that Linux users don’t have access to Google Drive, but they will have access to Dropbox.

File Sharing
Both apps do pretty well at sharing files, they just work in slightly different ways. Dropbox lets you share files by right-clicking on them in Windows Explorer or the Finder and getting a link to share with your friends. Google Drive forces you to go the webapp, and has a slightly confusing method of sharing files

Google Drive, however, has an edge in the collaboration department. Not only can you share folders, but it also has all of Google Docs’ built-in collaboration features that we love so much. By sharing a document with another Docs user, they can edit the file, make comments, and so on. That way, you don’t just see the edited file, you see what they’ve done and can chat with them in real time as they do it.

Dropbox provides users with 2 GB of free storage space just for signing up. Users can get more by referring friends to the service, 500MB per referral, up to a limit of 16 GB.
Dropbox offers Pro 50, Pro 100, and Team plans. The Pro 50 plan gives you 50 GB for $9.99/month and the Pro 100 gives you 100GB for $19.99/month. Both Pro Plans give users 1 GB for referrals up to a limit of 32 GB.

Dropbox Team plans are ideally for businesses or groups, they start at 1TB and give 5 users shared access for $795/year. Additional users boost the storage capacity by 200 GB and can be added for $125/year.
Google Drive starts you off with 5GB for free. Google Drive gives you much more flexibility at a cheaper rate:

Google Drive is available on Android, Mac OS X, and Windows. iOS applications are on the way.
Dropbox is available for iOS, Blackberry, Android, Mac OS X, Linux, and Windows.

A visit to Dropbox website it says, “Your files are actually safer while stored in your Dropbox than on your computer in some cases.”
Google Drive links directly to your existing Google Account, with a two-step authentication and the security features. Two-step authentication gives you an added layer because even if someone has your username and password, they still will not be able to access your files.
If someone wants to access your Dropbox account, they just need your username and password. There’s no backup like Google offers.

Dropbox recently added a killer feature allowing you to share content by generating a link to any file in your folder, even with non-users. Simply click a button and enter an email address or user name and they will receive a link and be able to view the file you choose.
Google Drive allows sharing with a link by copying and pasting the URL of any file and sending it in an email.

Search with Google drive is simple, easy, and quick because the search bar is always with you. Google Drive can even recognize objects in your images and text in scanned documents.
Moving away from the Dropbox home page takes the search bar away and you have to go back home to find it. Search is not inscribed into every page of Dropbox.

Working Offline
Here both storage applications tie.
If have the Dropbox app installed on your computer, files can be accessed when offline from the folder that lives on your desktop. You always have your files, whether or not you have a connection without having to do anything.
Google Drive works the same way,

Accessing Deleted Files
When you delete an item by mistake? Dropbox keeps a one-month history of your work. so files can be restored after deletion. Google Drive tracks every change you make. When you hit the save button, a new revision is saved. You can look back as far as 30 days automatically, or choose a revision to save forever.

Google Drive is definitely a better choice, the saving forever option is awesome because it’s… forever.
Google Drive allows you to create a document and work on it at the same time with a colleague. You choose who has access and who can edit or make changes. The changes then appear instantly so everyone can stay in sync.

Dropbox prides itself on simplicity. Instead of just inviting someone to change a document you can invite someone to view a folder and all of its contents. Dropbox says, “it’s as if the folder is saved directly to the other person’s computer.” Creating photo galleries viewable by anyone you choose is perfect for sharing your recent vacation with distant relatives.

Synchronizing Files
When adding a file to your Dropbox from your computer it’s as simple as dragging and dropping. Dropbox fails because the original file is removed from your computer’s hard drive and is only accessible in Dropbox.

When you upload a document to Google Drive it gives you the option to convert that file to Google Docs for easy sharing and collaboration. The process is simple and fast. In addition, the ability to open over 30 file types right in your browser—including HD video, Adobe Illustrator and Photoshop—even if you don’t have the program installed on your computer

Samsung Galaxy Pocket S5300 Vs LG Optimus L3 E400

With the rise of android operating system taking on the likes of Nokia’s Symbian, Blackberry’s RIM and Iphone IOS there has been a recent push for the android phones in the Kenyan Market.
Samsung has its Samsung Galaxy Pocket S5300 while LG are have LG Optimus L3 E400. Both phones come at a price of about Kshs 10,000 /=

If you’re looking for mobile phone that is designed to fit your life. You find satisfaction in a design that has both an exquisite style and a comfortable grip. Be confident with a slim and sleek style that demands attention then LG Optimus L3 E400 is for you.

While if you want you want a smart device that is compact and light with superior functionality and outstanding performance. Then Samsung GALAXY Pocket is a smartphone specially made for you.

Both phones were released in 2012 with Samsung coming out in February 2012 while LG Optimus in January 2012. Both phones operate on both 3G and 2G networks and both run on Android Gingerbread 2.3
Its almost very difficult to say which phone of the two one outshines the other, but with a look at the differences in specifications below we surely can tell which one is superior than the other.

Samsung Galaxy Pocket
Dimensions 103.7 x 57.5 x 12 mm
Weight 97 g

LG Optimus
Dimensions 102.6 x 61.6 x 11.9 mm
Weight 110 g

Samsung Galaxy Pocket
Stand-by Up to 800 h (2G) / Up to 500 h (3G) Up to 600 h (2G) / Up to 600 h (3G)
Talk time Up to 17 h (2G) / Up to 5 h 40 min (3G)

LG Optimus
Stand-by Up to 12 h 30 min (2G) / Up to 10 h (3G)
Talk time Up to 12 h 30 min (2G) / Up to 10 h (3G)

Samsung Galaxy Pocket
832 MHz ARM 11

LG Optimus
800 MHz

Samsung Galaxy Pocket
Camera Primary 2 MP, 1600×1200 pixels

LG Optimus
3.15 MP, 2048×1536 pixels

Samsung Galaxy Pocket
3 GB

LG Optimus
1 GB storage, 384 MB RAM

Samsung Galaxy Pocket

240 x 320 pixels, 2.8 inches (~143 ppi pixel density)

LG Optimus
240 x 320 pixels, 3.2 inches

Whole Samsung boasts of being lighter at 97gms, 3GB internal memory and 832 MHz ARM 11
Processor speed, High battery stand time its camera is only 2 megapixels as compared to 3.15MP by LG and with a bigger display screen at 3.2 inches.

With the six items we have looked at Samsung Galaxy Pocket beats LG Optimus on Body weight, Battery time, CPU speed and Internal memory, hence scoring 4/6 with LG 2/6

Share your thoughts

Do You Really Need to Eject USB Drives Before Removing Them?

There is so much confusion as to whether one should “eject” or “safely remove hardware”? Or is it OK to just pull the drive out of your machine and go about your business?

You should probably always eject a drive before removing it, Mac and Linux will always provide you a way to eject a drive, but sometimes Windows doesn’t have an obvious “Eject” button for certain drives. On Windows, click the “Safely Remove Hardware” icon in the system tray, choose your drive from the list, and then remove it once it notifies you of its safe removal which means they do not cache (temporary storage) write requests.

What the “safe removal” icon does is to block all subsequent writes to the drive and set it to “offline” status, so that you know beyond the shadow of a doubt that it is safe to pull it out.
So as long as you do not try to pull the drive out in the middle of copying or writing something to it you are not likely to cause any problems. Nevertheless if you do happen to pull the drive out in the middle of a write operation, then the drive might end up corrupted.

What about removing other devices such as camera memory cards and CDs? Do they need to be ejected too? CDs are fine to take out as long as you aren’t burning or writing anything to them. This is because CDs are generally read-only devices that have information recorded once onto them and therefore are almost impervious to corruption. Cameras fall into the same category in that as long as you aren’t transferring pictures when you’re about to take out the memory card, there’s no real risk of data corruption.

USB External hard disk drives, these drives use spinning plates to store data, and the plates require electricity to spin. Sometimes the USB will provide power to the drive, so if you unplug it prematurely, the internal mechanisms don’t have a chance to slowly spin down. This causes unnecessary wear and tear on the drive,

so no matter what operating system you use, Its always safe to eject these drives properly.

Quick Tips to removing your flash drive:

1. Never remove a flash drive while data is being copied to or from it.
2. If you have a Mac or Linux always “eject” the drive before removing it.
3. If you use Windows, I recommend “safely removing” the device, just to be on the safe side.
4. Always safely remove an external hard disk drive to prevent wear and tear.

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